Castlebury's Services While developing a customized financial plan, we will walk you through a step-by-step process that will help make you feel confident in your decisions.Once your goals have been established, we apply our customize approach to suit your vision and objectives. We can help you execute each step because we know that "The best way to predict your future is to create it." Investment Strategies Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snarl some investors. Contact Us For More Information! 4 Reasons for the Return of Market Volatility Why have the markets been so volatile recently? 5 Smart Investing Principles Principles that can help create a portfolio designed to pursue investment goals. 16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up. Can Election Results Predict the Market? How do the markets usually react to elections? Was the 2016 election any different? Retirement Strategies Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources. Contact Us For More Information! Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? 5 Benefits of Working in Retirement Here are 5 reason why you may consider working through retirement. Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. A Bucket Plan to Go with Your Bucket List Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer. Estate Planning Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so. Contact Us For More Information! A Living Trust Primer Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives. A Brief History of Estate Taxes Federal estate taxes have long since been a lucrative source of funding for the federal government. Revising Estate Strategy Assumptions Estate tax exemptions rules appear to be stabilizing, prompting many to reconsider conventional estate strategies. A Brief History of Estate Taxes Federal estate taxes have long since been a lucrative source of funding for the federal government. Risk Management Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snarl some investors. Contact Us For More Information! Alternative Investments - Going Mainstream Alternative investments are going mainstream for accredited investors. It’s critical to sort through the complexity. Rebalancing Your Portfolio Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical. The Investment Risk No One’s Ever Heard Of You face a risk for which the market does not compensate you, that can not be easily reduced through diversification. 5 Smart Investing Principles Principles that can help create a portfolio designed to pursue investment goals. Insurance Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance. Contact Us For More Information! Retiree Health Care Coverage Overseas Retirees traveling abroad need to know that their health insurance travels with them. What to Look for in a Long-Term Care Policy Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance. Understanding Long-Term Care Understanding the types of long-term-care services—and what those services could cost—may be critical. Retiree Health Care Coverage Overseas Retirees traveling abroad need to know that their health insurance travels with them. Income Strategies One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Contact Us For More Information! Should I Buy or Lease an Auto? This calculator compares the financial impact of leasing versus buying an automobile. How Much Home Can I Afford? With a few simple inputs you can estimate how much of a mortgage you may be able to obtain. Buying vs. Leasing a Car Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options. Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit.